I’m not big into New Year’s resolutions because I feel like it’s just too much pressure and most people don’t stick to them (and I know I wouldn’t). However, I have had one big goal on my mind a lot lately, and that’s saving.
|Love ya Cher, but this will no longer be me!|
It feels like an unreachable goal because I happen to have wound up living in one of the most expensive cities in the world, especially when it comes to real estate, but there’s not much I can do about that. I love NYC and it’s close to my family, so that’s where I live. And if I ever plan on owning an apartment here, I need to get serious about A. saving, and B. working more. If I do both of those things, there’s a chance that I could one day have enough money for a down payment.
I have other goals too, and things that I would like to buy that cost a lot. There’s travel – I’ve never been to Europe and I would love to go, but I don’t have the funds (well I do, but I’d have to wipe out my bank account, which doesn’t seem wise). I’d also like to buy a new computer at some point, and Photoshop to edit my pictures-all pricey. Hence, the need to save – both for long term goals (apartment), and short term goals (travel, etc).
|No more shopping like Carrie…then maybe I’ll be able to afford an apartment like Carrie’s!|
Buying only ONE un-necessary, just-for-fun thing per month is something I tried last year and only stuck to for a short time before losing interest. If you only buy one thing per month, it makes you really consider your purchases. I’d have to choose the thing I LOVE, out of the millions of things that I see and want – and when you don’t buy things often, it makes each purchase more special and fun anyway. I’ve also found that when I see something I like and resist buying it, I usually wind up forgetting about it anyway…and by the time I see it again I’ve usually lost interest. Waiting. Instead of buying things immediately when I see them and like them, I will wait to give myself some time to think it over. Last year when I was making an effort to save, I created a wishlist board on Pinterest where I can pin everything that I want to buy. That way I can buy it later if it’s something that I keep thinking about it and really want. The thing was, when I was doing this last year, I’d look over the board every once in a while and realize I’d lost interest in most the of stuff on it-I still liked it all, but I no longer felt like omg I must buy that! So that’s a helpful strategy.
|Taking a break from this!|